Schwerpunkt Logo
Bank of America Corporation (BAC : NYQ)
Sector: Financial Services | Industry: Banks - Diversified
$61.69
-0.17 (-0.27%)
MARKET CAP
$431.38B
FCF YIELD
21.96%
CURRENT PRICE
$61.69
P/E RATIO
14.25x
MODEL INPUTS
Base Year FCF (in Millions)
Intrinsic Fair Value
$745.12
per share
5-YEAR FREE CASH FLOW PROJECTIONS
Year Projected FCF Discount Factor (WACC) Present Value (PV)
Base (0) $94.74B - -
Year 1 $127.05B at 34.1% growth $116.56B
Year 2 $170.37B at 34.1% growth $143.40B
Year 3 $228.47B at 34.1% growth $176.42B
Year 4 $306.38B at 34.1% growth $217.05B
Year 5 $410.85B at 34.1% growth $267.03B
VALUATION ARITHMETIC
Valuation Step Value
PV of Projected FCFs (Sum Y1-Y5) $920.45B
Terminal Value (Perpetuity at 2.5%) $6.48T
PV of Terminal Value $4.21T
Enterprise Value (EV) $5.13T
Less: Total Debt -$788.99B
Add: Total Cash & Equivalents +$868.14B
Equity Value $5.21T
Divided by: Shares Outstanding 6,992,748,365.00
Intrinsic Value (Fair Value per Share) $745.12
FINANCIAL RATIOS & STATS
Financial Metric Value
Trailing P/E 14.25x
Forward P/E 11.65x
Price-to-Book (P/B) 1.57x
Price-to-Sales (P/S) 3.79x
Net Profit Margin (Net Income / Revenue) 29.52%
Operating Profit Margin (EBIT / Revenue) 38.30%
Return on Equity (ROE) 11.20%
Return on Assets (ROA) 0.97%
Dividend Rate $1.28
Dividend Yield 2.07%
Ex-Dividend Date 2026-09-04
Next Earnings Date 2026-10-14