Bank of America Corporation
(BAC : NYQ)
Sector: Financial Services | Industry: Banks - Diversified
$50.64
+0.25 (+0.50%)
MARKET CAP
$354.11B
FCF YIELD
N/A
CURRENT PRICE
$50.64
P/E RATIO
12.09x
MODEL INPUTS
Intrinsic Fair Value
$74.14
per share
5-YEAR FREE CASH FLOW PROJECTIONS
| Year | Projected FCF | Discount Factor (WACC) | Present Value (PV) |
|---|---|---|---|
| Base (0) | $12.61B | - | - |
| Year 1 | $13.87B | at 10.0% growth | $12.73B |
| Year 2 | $15.26B | at 10.0% growth | $12.85B |
| Year 3 | $16.79B | at 10.0% growth | $12.96B |
| Year 4 | $18.47B | at 10.0% growth | $13.08B |
| Year 5 | $20.31B | at 10.0% growth | $13.20B |
VALUATION ARITHMETIC
| Valuation Step | Value |
|---|---|
| PV of Projected FCFs (Sum Y1-Y5) | $64.82B |
| Terminal Value (Perpetuity at 2.5%) | $320.33B |
| PV of Terminal Value | $208.19B |
| Enterprise Value (EV) | $273.01B |
| Less: Total Debt | -$745.58B |
| Add: Total Cash & Equivalents | +$991.03B |
| Equity Value | $518.46B |
| Divided by: Shares Outstanding | 6,992,748,365.00 |
| Intrinsic Value (Fair Value per Share) | $74.14 |
FINANCIAL RATIOS & STATS
| Financial Metric | Value |
|---|---|
| Trailing P/E | 12.09x |
| Forward P/E | 9.76x |
| Price-to-Book (P/B) | 1.29x |
| Price-to-Sales (P/S) | 3.08x |
| Net Profit Margin (Net Income / Revenue) | 28.06% |
| Operating Profit Margin (EBIT / Revenue) | 31.26% |
| Return on Equity (ROE) | 10.73% |
| Return on Assets (ROA) | 0.94% |
| Dividend Rate | $1.28 |
| Dividend Yield | 2.53% |
| Ex-Dividend Date | 2026-09-04 |
| Next Earnings Date | 2027-01-15 |