UnitedHealth Group Incorporated
(UNH : NYQ)
Sector: Healthcare | Industry: Healthcare Plans
$419.26
+12.38 (+3.04%)
MARKET CAP
$376.33B
FCF YIELD
7.04%
CURRENT PRICE
$419.26
P/E RATIO
26.96x
MODEL INPUTS
Intrinsic Fair Value
$5,816.56
per share
5-YEAR FREE CASH FLOW PROJECTIONS
| Year | Projected FCF | Discount Factor (WACC) | Present Value (PV) |
|---|---|---|---|
| Base (0) | $26.50B | - | - |
| Year 1 | $46.62B | at 75.9% growth | $42.77B |
| Year 2 | $82.00B | at 75.9% growth | $69.02B |
| Year 3 | $144.23B | at 75.9% growth | $111.37B |
| Year 4 | $253.71B | at 75.9% growth | $179.73B |
| Year 5 | $446.27B | at 75.9% growth | $290.04B |
VALUATION ARITHMETIC
| Valuation Step | Value |
|---|---|
| PV of Projected FCFs (Sum Y1-Y5) | $692.93B |
| Terminal Value (Perpetuity at 2.5%) | $7.04T |
| PV of Terminal Value | $4.57T |
| Enterprise Value (EV) | $5.27T |
| Less: Total Debt | -$74.33B |
| Add: Total Cash & Equivalents | +$28.55B |
| Equity Value | $5.22T |
| Divided by: Shares Outstanding | 897,594,847.00 |
| Intrinsic Value (Fair Value per Share) | $5,816.56 |
FINANCIAL RATIOS & STATS
| Financial Metric | Value |
|---|---|
| Trailing P/E | 26.96x |
| Forward P/E | 18.03x |
| Price-to-Book (P/B) | 3.63x |
| Price-to-Sales (P/S) | 0.84x |
| Net Profit Margin (Net Income / Revenue) | 3.53% |
| Operating Profit Margin (EBIT / Revenue) | 5.82% |
| Return on Equity (ROE) | 15.77% |
| Return on Assets (ROA) | 5.24% |
| Dividend Rate | $9.28 |
| Dividend Yield | 2.21% |
| Ex-Dividend Date | 2026-09-14 |
| Next Earnings Date | 2026-10-13 |